Licensed & RegulatedClearPath Financial LLC • Registered in California • NMLS #1843927Not FDIC insured • Past performance does not guarantee future results
Common Challenges
Financial Pain Points We Solve
Living in Los Angeles comes with unique financial pressures. Whether it's high housing costs, irregular income, or credit challenges, we've helped hundreds of Angelenos find clarity and control.
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Overwhelming Credit Card Debt
High interest rates and minimum payments keep you stuck. We design structured payoff plans that reduce your total interest and accelerate your path to zero balance.
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No Emergency Savings
A single unexpected expense can derail your finances. We build automated savings strategies that grow your safety net without cramping your lifestyle.
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Living Paycheck to Paycheck
Los Angeles cost of living makes it hard to get ahead. We analyze your cash flow and find hidden opportunities to save and invest, even on a tight budget.
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Low Credit Score
Your credit affects your housing, insurance, and loan options. We provide actionable steps to improve your score and maintain healthy credit habits long-term.
Your Personalized Financial Roadmap
Our certified financial counselors work one-on-one with you to create a comprehensive plan tailored to your income, goals, and lifestyle in Los Angeles. No cookie-cutter templates — just real, actionable advice.
Hear from Los Angeles residents who transformed their financial lives with ClearPath.
4.8 Stars on Trustpilot1,200+ ClientsBBB Accredited
I was drowning in credit card debt and didn't know where to start. ClearPath helped me consolidate and create a payment plan that actually works. Six months later my score is up 80 points.
JM
Jessica M.
Silver Lake, Los Angeles
As a freelance photographer my income varies wildly. The team helped me set up a budget that flexes with my earnings and finally build a real emergency fund. I sleep better at night.
DR
David R.
Venice, Los Angeles
My wife and I were fighting about money constantly. The counselor gave us tools to communicate and a joint plan we both believe in. It saved more than our finances — it saved our peace.
AL
Ana & Luis G.
Echo Park, Los Angeles
Plan Your Future
See What's Possible
Use our free calculator to estimate how much you could save with a personalized debt reduction and savings strategy.
$33,240
Estimated Total Interest Saved Over 5 Years
*This is an estimate based on typical rates. Your actual results may vary. Speak with a counselor for a personalized analysis.
Frequently Asked Questions
You schedule a 30-minute phone or video call with a certified financial counselor. We review your income, expenses, debts, and goals. No obligation, no hard sell — just honest advice and a clear next step if you choose to move forward.
No. We are a financial counseling and education firm. We do not negotiate settlements or take a percentage of your debt. We provide coaching, budgeting tools, and referrals to licensed professionals when appropriate. Our goal is to empower you with knowledge and a sustainable plan.
We serve the entire Los Angeles metro area including Downtown, Hollywood, Santa Monica, Venice, Silver Lake, Echo Park, Koreatown, Pasadena, Glendale, Burbank, Long Beach, and all surrounding neighborhoods. Virtual sessions are available for clients throughout California.
Our initial consultation is always free. For ongoing coaching and plan management, we offer transparent flat-rate pricing starting at $49 per month. There are no hidden fees, no commissions, and no products to sell. You can cancel anytime with no penalty.
Not directly. We do not report to credit bureaus. However, the strategies we recommend — such as paying down balances, disputing errors, and building positive payment history — can help improve your score over time. We never recommend actions that would intentionally harm your credit.
Ready to Take the Next Step?
Your financial future starts with a single conversation. Schedule your free, no-obligation consultation with a ClearPath counselor today.
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